Note to buyers: Did you know that you can get a free copy of your credit report once a year? Go to the official web site at http://www.annualcreditreport.com/, fill in the form and you'll get the word on your credit score from the three major credit reporting bureaus -- TransUnion, Experian and Equifax.Why should you care? Because this score is a key factor that lenders will use in determining if you're eligible for a home loan and how much they will loan. Spotting any issues early in the process will allow you to begin to fix problems and get closer to the home you want.
